Retirement Income Planning

You have spent a lifetime building wealth around the people, priorities, and possibilities that matter to you. When the regular paycheck ends, the focus shifts from accumulating resources to determining how those resources can support your life in retirement.

Through personalized retirement income planning, we help coordinate your savings, retirement accounts, and other available income sources into a flexible strategy. The goal is to create clarity around what you may draw, where it may come from, and how the plan can adapt as your lifestyle, family needs, tax circumstances, and long-term intentions change.

Your retirement income strategy may incorporate:

• A percentage-based withdrawal approach
• A predetermined dollar amount
• Income generated by investments
• A “bucket” strategy designed around different time horizons and needs

Our team continues to review the strategy with you, helping connect your retirement income decisions to both the life you are living today and what you hope to leave for future generations.

We create an income strategy with consideration to the pros and cons of optimal allocation to weather inevitable and variable market conditions. We excel in both creating and managing investment income, with expertise in:

• Retirement
• Tax-advantaged income
• Cash-flow projections
• Living-expense estimates
• Annuities
• Dividends
• Fixed incomes
• Pensions

• Lump-sum settlements
• Life insurance
• Long-term care insurance
• Social Security
• 401(k) and IRA accounts
• Required minimum distributions
• Inflation

With our help, clients create tax-efficient investment portfolios designed to withstand market turbulence and offer a lifetime of income. We’ll even handle withholding, sending you a monthly paycheck with appropriate deductions already made.